Which of the following statements is true regarding Medicare Part C?

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Medicare Part C, also known as Medicare Advantage, is a plan offered by private insurance companies that are approved by Medicare. One of the defining characteristics of Medicare Part C is that it must cover all the benefits provided by Original Medicare (Part A and Part B), with the exception of hospice care, which remains covered by Part A. This means that enrollees in Medicare Advantage plans have at least the same coverage for hospital care and medical services as they would under Original Medicare, and many plans also provide additional benefits, such as vision, dental, and wellness programs.

The other options contain inaccuracies regarding the nature of Medicare Part C. It is not exclusively provided by the government, as it involves private insurance companies. While some plans may have low or no additional premiums over regular Medicare, it is not accurate to say that all of them are free of additional premiums. Medicare Part C does not only provide hospital coverage; it also includes medical services and often additional benefits that Original Medicare does not cover.

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